Home
Search results “Что такое страхование рисков кредитополучателей”
How to rob a bank (from the inside, that is) | William Black
 
18:49
William Black is a former bank regulator who's seen firsthand how banking systems can be used to commit fraud — and how "liar's loans" and other tricky tactics led to the 2008 US banking crisis that threatened the international economy. In this engaging talk, Black, now an academic, reveals the best way to rob a bank — from the inside. TEDTalks is a daily video podcast of the best talks and performances from the TED Conference, where the world's leading thinkers and doers give the talk of their lives in 18 minutes (or less). Look for talks on Technology, Entertainment and Design -- plus science, business, global issues, the arts and much more. Find closed captions and translated subtitles in many languages at http://www.ted.com/translate Follow TED news on Twitter: http://www.twitter.com/tednews Like TED on Facebook: https://www.facebook.com/TED Subscribe to our channel: http://www.youtube.com/user/TEDtalksDirector
Views: 132540 TED
97% Owned - Economic Truth documentary - How is Money Created
 
02:10:23
If you like 97% Owned support our future documentaries on Patreon: https://www.patreon.com/independentdocumentary Watch our newest documentary The Spider's Web: Britain's Second Empire: https://www.youtube.com/watch?v=np_ylvc8Zj8 97% owned present serious research and verifiable evidence on our economic and financial system. This is the first documentary to tackle this issue from a UK-perspective and explains the inner workings of Central Banks and the Money creation process. When money drives almost all activity on the planet, it's essential that we understand it. Yet simple questions often get overlooked, questions like; where does money come from? Who creates it? Who decides how it gets used? And what does this mean for the millions of ordinary people who suffer when the monetary, and financial system, breaks down? A film by Michael Oswald, Produced by Mike Horwath, featuring Ben Dyson of Positive Money, Josh Ryan-Collins of The New Economics Foundation, Ann Pettifor, the "HBOS Whistleblower" Paul Moore, Simon Dixon of Bank to the Future and Nick Dearden from the Jubliee Debt Campaign. Help us translate this video: http://www.youtube.com/timedtext_video?ref=share&v=XcGh1Dex4Yo or contact us on info@queuepolitely.com Brought to you by: http://hushhushvideo.com/ and http://queuepolitely.com/
Views: 2274366 Independent POV
The Choice is Ours (2016) Official Full Version
 
01:37:20
https://www.thevenusproject.com Intro: 0:00 Part 1 6:16 Part 2 23:28 Part 3 47:03 Part 4 1:19:09 Produced/Directed by Roxanne Meadows and Joel Holt Script by Roxanne Meadows Editor Joel Holt, assisted by Roxanne Meadows & Nathanael Dinwiddie Original Score by Kat Epple This film series explores many aspects of our society. To rethink what is possible in our world, we need to consider what kind of world we want to live in. Although we refer to it as a civilization, it is anything but civilized. Visions of global unity & fellowship have long inspired humanity, yet the social arrangements up to the present have largely failed to produce a peaceful and productive world. While we appear to be technically advanced, our values and behaviors are not. The possibility of an optimistic future is in stark contrast to our current social, economic, and environmental dilemmas. The Choice Is Ours includes interviews with notable scientists, media professionals, authors, and other thinkers exploring the difficulties we face. Part I provides an introduction and overview of cultural & environmental conditions that are untenable for a sustainable world civilization. It explores the determinants of behavior to dispel the myth of “human nature” while demonstrating how environment shapes behavior. The science of behavior is an important - yet largely missing - ingredient in our culture. Part II questions the values, behaviors, and consequences of our social structures, and illustrates how our global monetary system is obsolete and increasingly insufficient to meet the needs of most people. Critical consideration of the banking, media, and criminal justice systems reveals these institutions for what they really are: tools of social control managed by the established political and economic elite. If we stay the present course, the familiar cycles of crime, economic booms & busts, war, and further environmental destruction are inevitable. Part III explains the methods and potential of science. It proposes solutions that we can apply at present to eliminate the use of non-renewable sources of energy. It depicts the vision of The Venus Project to build an entirely new world from the ground up, a “redesign of the culture”, where all enjoy a high standard of living, free of servitude and debt, while also protecting the environment. Part IV explains how it is not just architecture and a social structure that is in desperate need of change, but our values which have been handed down from centuries ago. They too need to be updated to our technological age, which has the potential to eliminate our scarcity-driven societies of today. Our problems are mostly of our own making, but we can still turn things around before the point of no return. It’s not too late for an optimistic outlook on the fantastic possibilities that lie before us. Jacque Fresco-Futurist, Industrial Designer, Social Engineer, Founder of The Venus Project Jeffrey A. Hoffman Ph.D. - Prof. Aeronautics & Astronautics MIT, Former NASA Astronaut Henry Schlinger, Ph.D., BCBA-D - Prof. Psychology CAL State University Abby Martin - Journalist & Host "The Empire Files" Karen Hudes - Economist, Lawyer, World Bank Whistleblower Erin Ade - Reporter & Host "Boom Bust" – RT Paul Wright - Founder & Director of Human Rights Defense Center, Editor of Prison Legal News, Author Dylan Ratigan - Author & TV Host "The Dylan Ratigan Show" Mark Jacobson, Ph.D. - Prof. Civil & Env. Engineering, Stanford University. www.thesolutionsproject.org Erik Brynjolfsson, Ph.D. - Prof. of Management-MIT Sloan School of Management, Dir. MIT Initiative on the Digital Economy, Author Lawrence M. Krauss, Ph.D. - Foundation Prof. School of Earth and Space Exploration, and director of Origins Project, Arizona State University. Author "A Universe from Nothing". Paul G. Hewitt - Author "Conceptual Physics" Roxanne Meadows - Co-Founder The Venus Project *special thanks also to Alexander "Obraz" ...Obraz.io who created the many 2d motion depictions (plus the sound fx!) of concepts such as the "hamburgers and fried chicken" segment and many others which are Alexander's inimitable work style and attention to details where we needed very specific illustrations of key points. The Venus Project proposes an alternative vision of what the future can be if we apply what we already know in order to achieve a sustainable new world civilization. It calls for a straightforward redesign of our culture in which the age-old inadequacies of war, poverty, hunger, debt and unnecessary human suffering are viewed not only as avoidable but as totally unacceptable. Anything less will result in a continuation of the same catalog of problems inherent in today's world. Learn more at http://www.thevenusproject.com Support/donate to the project: https://www.thevenusproject.com/donations/ Become a volunteer:https://www.thevenusproject.com/become-a-volunteer/
Views: 1988426 The Venus Project
The Savings and Loan Banking Crisis: George Bush, the CIA, and Organized Crime
 
01:35:45
The savings and loan crisis of the 1980s and 1990s (commonly dubbed the S&L crisis) was the failure of about 747 out of the 3,234 savings and loan associations in the United States. About the book: https://www.amazon.com/gp/product/1561712035/ref=as_li_tl?ie=UTF8&camp=1789&creative=9325&creativeASIN=1561712035&linkCode=as2&tag=tra0c7-20&linkId=5a4bfa3c7e7e8c1104831acd81c8fd71 A savings and loan or "thrift" is a financial institution that accepts savings deposits and makes mortgage, car and other personal loans to individual members—a cooperative venture known in the United Kingdom as a Building Society. "As of December 31, 1995, RTC estimated that the total cost for resolving the 747 failed institutions was $87.9 billion." The remainder of the bailout was paid for by charges on savings and loan accounts — which contributed to the large budget deficits of the early 1990s. The concomitant slowdown in the finance industry and the real estate market may have been a contributing cause of the 1990--91 economic recession. Between 1986 and 1991, the number of new homes constructed per year dropped from 1.8 million to 1 million, which was at the time the lowest rate since World War II. The United States Congress granted all thrifts in 1980, including savings and loan associations, the power to make consumer and commercial loans and to issue transaction accounts. Designed to help the thrift industry retain its deposit base and to improve its profitability, the Depository Institutions Deregulation and Monetary Control Act (DIDMCA) of 1980 allowed thrifts to make consumer loans up to 20 percent of their assets, issue credit cards, accept negotiable order of withdrawal (NOW) accounts from individuals and nonprofit organizations, and invest up to 20 percent of their assets in commercial real estate loans. The damage to S&L operations led Congress to act, passing the Economic Recovery Tax Act of 1981 (ERTA) in August 1981 and initiating the regulatory changes by the Federal Home Loan Bank Board allowing S&Ls to sell their mortgage loans and use the cash generated to seek better returns soon after enactment; the losses created by the sales were to be amortized over the life of the loan, and any losses could also be offset against taxes paid over the preceding 10 years. This all made S&Ls eager to sell their loans. The buyers—major Wall Street firms—were quick to take advantage of the S&Ls' lack of expertise, buying at 60%-90% of value and then transforming the loans by bundling them as, effectively, government-backed bonds (by virtue of Ginnie Mae, Freddie Mac, or Fannie Mae guarantees). S&Ls were one group buying these bonds, holding $150 billion by 1986, and being charged substantial fees for the transactions. In 1982, the Garn-St Germain Depository Institutions Act was passed and increased the proportion of assets that thrifts could hold in consumer and commercial real estate loans and allowed thrifts to invest 5 percent of their assets in commercial loans until January 1, 1984, when this percentage increased to 10 percent. A large number of S&L customers' defaults and bankruptcies ensued, and the S&Ls that had overextended themselves were forced into insolvency proceedings themselves. The Federal Savings and Loan Insurance Corporation (FSLIC), a federal government agency that insured S&L accounts in the same way the Federal Deposit Insurance Corporation insures commercial bank accounts, then had to repay all the depositors whose money was lost. From 1986 to 1989, FSLIC closed or otherwise resolved 296 institutions with total assets of $125 billion. An even more traumatic period followed, with the creation of the Resolution Trust Corporation in 1989 and that agency's resolution by mid-1995 of an additional 747 thrifts. A Federal Reserve Bank panel stated the resulting taxpayer bailout ended up being even larger than it would have been because moral hazard and adverse selection incentives that compounded the system's losses. There also were state-chartered S&Ls that failed. Some state insurance funds failed, requiring state taxpayer bailouts. http://en.wikipedia.org/wiki/Savings_and_loan_crisis
Views: 169637 The Film Archives
Suspense: Deadline at Dawn
 
01:01:45
One of the series' earliest successes and its single most popular episode is Lucille Fletcher's "Sorry, Wrong Number," about a bedridden woman (Agnes Moorehead) who panics after overhearing a murder plot on a crossed telephone connection but is unable to persuade anyone to investigate. First broadcast on May 25, 1943, it was restaged seven times (last on February 14, 1960) — each time with Moorehead. The popularity of the episode led to a film adaptation, Sorry, Wrong Number (1948), starring Barbara Stanwyck. Nominated for an Academy Award for her performance, Stanwyck recreated the role on Lux Radio Theater. Loni Anderson had the lead in the TV movie Sorry, Wrong Number (1989). Another notable early episode was Fletcher's "The Hitch Hiker," in which a motorist (Orson Welles) is stalked on a cross-country trip by a nondescript man who keeps appearing on the side of the road. This episode originally aired on September 2, 1942, and was later adapted for television by Rod Serling as a 1960 episode of The Twilight Zone. After the network sustained the program during its first two years, the sponsor became Roma Wines (1944--1947), and then (after another brief period of sustained hour-long episodes, initially featuring Robert Montgomery as host and "producer" in early 1948), Autolite Spark Plugs (1948--1954); eventually Harlow Wilcox (of Fibber McGee and Molly) became the pitchman. William Spier, Norman MacDonnell and Anton M. Leader were among the producers and directors. The program's heyday was in the early 1950s, when radio actor, producer and director Elliott Lewis took over (still during the Wilcox/Autolite run). Here the material reached new levels of sophistication. The writing was taut, and the casting, which had always been a strong point of the series (featuring such film stars as Orson Welles, Joseph Cotten, Henry Fonda, Humphrey Bogart, Judy Garland, Ronald Colman, Marlene Dietrich, Eve McVeagh, Lena Horne, and Cary Grant), took an unexpected turn when Lewis expanded the repertory to include many of radio's famous drama and comedy stars — often playing against type — such as Jack Benny. Jim and Marian Jordan of Fibber McGee and Molly were heard in the episode, "Backseat Driver," which originally aired February 3, 1949. http://en.wikipedia.org/wiki/Suspense_%28radio_drama%29
Views: 18314 Remember This
Suspense: Beyond Reason
 
01:03:00
Ancient epic poems such as the Epic of Gilgamesh, Homer's Odyssey and the Mahābhārata use similar narrative techniques as modern thrillers. In the Odyssey, the hero Odysseus makes a perilous voyage home after the Trojan War, battling extraordinary hardships in order to be reunited with his wife Penelope. He has to contend with villains such as the Cyclops, a one-eyed giant, and the Sirens, whose sweet singing lures sailors to their doom. In most cases, Odysseus uses cunning instead of brute force to overcome his adversaries. Little Red Riding Hood (1697), an early example of a psycho-stalker story, is a fairy tale about a girl who walks through the woods to deliver food to her sick grandmother. A wolf wants to eat the girl but is afraid to do so in public. He approaches Little Red Riding Hood and she naively tells him where she is going. He suggests the girl pick some flowers, which she does. In the meantime, he goes to the grandmother's house and gains entry by pretending to be the girl. He swallows the grandmother whole (in some stories, he locks her in the closet) and waits for the girl, disguised as the grandma. The Three Apples, a tale in the One Thousand and One Nights (Arabian Nights), is the earliest known murder mystery[19] and suspense thriller with multiple plot twists[20] and detective fiction elements.[21] In this tale, a fisherman discovers a heavy locked chest along the Tigris river and he sells it to the Abbasid Caliph, Harun al-Rashid, who then has the chest broken open only to find inside it the dead body of a young woman who was cut into pieces. Harun orders his vizier, Ja'far ibn Yahya, to solve the crime and find the murderer within three days. This whodunit mystery may be considered an archetype for detective fiction.[19][22] The Count of Monte Cristo (1844) is a swashbuckling revenge thriller about a man named Edmond Dantès who is betrayed by his friends and sent to languish in the notorious Château d'If. His only companion is an old man who teaches him everything from philosophy to mathematics to swordplay. Just before the old man dies, he reveals to Dantès the secret location of a great treasure. Shortly after, Dantès engineers a daring escape and uses the treasure to reinvent himself as the Count of Monte Cristo. Thirsting for vengeance, he sets out to punish those who destroyed his life. The Riddle of the Sands (1903) is "the first modern thriller", according to Ken Follett, who described it as "an open-air adventure thriller about two young men who stumble upon a German armada preparing to invade England". Heart of Darkness (1903) is a first-person within a first-person account about a man named Marlowe who travels up the Congo River in search of an enigmatic Belgian trader named Kurtz. Layer by layer, the atrocities of the human soul and man's inhumanity to man are peeled away. Marlowe finds it increasingly difficult to tell where civilization ends and where barbarism begins. Today this might be described as a psychological thriller. The Thirty-Nine Steps (1915) is an early thriller by John Buchan, in which an innocent man becomes the prime suspect in a murder case and finds himself on the run from both the police and enemy spies. The Manchurian Candidate (1959) is a classic of Cold War paranoia. A squad of American soldiers are kidnapped and brainwashed by Communists. False memories are implanted, along with a subconscious trigger that turns them into assassins at a moment's notice. They are soon reintegrated into American society as sleeper agents. One of them, Major Bennett Marco, senses that not all is right, setting him on a collision course with his former comrade Sergeant Raymond Shaw, who is close to being activated as an assassin. The Spy Who Came in from the Cold (1963) by John le Carré is set in the world of Cold War espionage and helped to usher in an era of more realistic thriller fiction, based around professional spies and the battle of wits between rival spymasters. The Bourne Identity (1980) is one of the first thrillers to be written in the modern style that we know today. A man with gunshot wounds is found floating unconscious in the Mediterranean Sea. Brought ashore and nursed back to health, he wakes up with amnesia. Fiercely determined to uncover the secrets of his past, he embarks on a quest that sends him spiraling into a web of violence and deceit. He is astounded to learn that knowledge of hand-to-hand combat, firearms, and trade craft seem to come naturally to him. http://en.wikipedia.org/wiki/Thriller_%28genre%29
Views: 20842 Remember This